Which type of insurance policy typically does NOT cover hotel or travel expenses during medical treatment?

Life insurance is primarily designed to provide a financial benefit to the beneficiaries after the insured individual passes away. It focuses on offering a lump sum payment for death-related expenses, such as funeral costs or providing financial support to dependents, rather than covering any expenses related to medical treatment.

In contrast, health insurance is specifically intended to cover medical costs, which may extend to some aspects of travel or accommodation needed for treatment, depending on the policy. Long-term care insurance assists with costs associated with long-term care services, which can include home care or care in facilities, but it does not typically pay for hotel or travel expenses outside of direct care. Disability insurance offers income replacement during periods of inability to work due to illness or injury, but again, it does not cover travel costs for medical treatment.

Thus, life insurance stands out as the option that does not encompass coverage for hotel or travel expenses related to medical treatment, making it the correct choice in this context.