Which of the following is NOT a duty of the Director?

The role of the Director of the South Carolina Department of Insurance encompasses various responsibilities essential for maintaining the integrity and efficiency of the state's insurance market. One of the primary duties involves enforcing insurance laws and regulations to ensure compliance within the industry, which is crucial for consumer protection and market stability. The Director also oversees the licensing of producers and insurers, ensuring that those engaged in the business of insurance meet the necessary qualifications and adhere to legal standards.

Administering oaths and affirmations is also within the Director's responsibilities, as this function is often required in official proceedings related to the enforcement of insurance regulations and the licensing process.

However, establishing rates for insurers is typically not a direct duty of the Director. Instead, rate-making is generally handled at the market level by insurers themselves, with oversight from regulators to ensure that rates are not discriminatory and are adequate for claims, but the direct establishment of rates is not within the Director's primary responsibilities. Therefore, this highlights the distinction between regulatory oversight and the operational functions of the insurance companies themselves.