Which of the following is required for an insurer to conduct business in South Carolina?

To conduct business in South Carolina, an insurer is required to obtain a certificate of authority. This certificate is crucial as it serves as official permission from the state for the insurer to operate and provide insurance services within its jurisdiction. The process of obtaining a certificate of authority involves meeting specific regulatory requirements set out by the South Carolina Department of Insurance. This ensures that the insurer complies with state laws and standards, promoting the protection of policyholders.

The certification process includes submitting necessary documentation, proof of financial stability, and adherence to state insurance laws and regulations. Without this certificate, an insurer cannot legally transact insurance business in the state, safeguarding consumers from unregulated entities.

The other options listed, while they may relate to different contexts within business operations or formalities, are not required for insurers specifically in South Carolina. A certificate of admission, a certificate of domestication, and a certificate of authenticity do not pertain to an insurer's ability to conduct business in the manner that a certificate of authority does. The focus on the certificate of authority highlights the importance placed on regulatory compliance and consumer protection in the insurance industry.