Which of the following actions by a producer would NOT result in a license suspension or revocation?

When considering actions that could lead to the suspension or revocation of a producer's insurance license, it is important to focus on behavior that directly violates legal or ethical standards in the insurance industry. The situation where a producer produces an insufficient amount of new premium does not fall under actions that would typically warrant disciplinary action.

Producing insufficient new premiums might be indicative of poor performance or lack of sales, but it does not inherently involve misconduct or breaches of regulatory obligations. In contrast, being found guilty of misrepresentation while obtaining a license, misrepresenting the terms of an existing insurance contract, and misappropriating an insured's premium payment all involve unethical or illegal practices that can severely undermine trust and the integrity of the insurance process. Such behaviors directly threaten the interests of consumers and violate laws designed to protect them, resulting in disciplinary consequences like license suspension or revocation.

Thus, a producer's failure to generate new premium, while it may affect their business viability or market competitiveness, does not present the same level of risk to the insurance system and public trust as the other listed actions.