When the Director is examining an insurer's books and records, the insurer must?

In the context of an examination by the Director into an insurer's books and records, the requirement for the insurer is primarily to ensure that there is no obstruction to the examination process. This obligation means that the insurer must not impede the examination in any way, allowing the Director and their officials to perform their duties effectively.

This principle is grounded in regulatory practices that hold insurers accountable to oversight, enabling regulators to verify compliance with state laws and regulations. Upholding this standard is essential for maintaining the integrity of the insurance industry and protecting policyholders.

While it is also true that insurers are expected to assist in the examination process, the critical requirement is the non-interference aspect. This underlines the importance of a transparent and cooperative relationship between insurance companies and regulatory authorities, especially during examinations that serve to uphold standards and ensure financial stability within the industry.