What is the primary purpose of dental expense insurance?

The primary purpose of dental expense insurance is to cover preventive and reconstructive dental treatment. This type of insurance typically includes services such as routine check-ups, cleanings, and procedures that aim to maintain oral health, as well as more extensive treatments like fillings, crowns, and sometimes even periodontal care.

Preventive care is essential in dental health as it helps to avert more severe issues that could lead to costly treatments down the line. Reconstructive treatments are also significant as they repair and restore function after dental damage or decay. While other aspects of dental treatment, such as orthodontic procedures and emergency services, may be covered by some plans, the foundational intent of dental insurance is predominantly focused on the prevention and restoration of dental health through general and routine care.

Thus, opting for coverage that includes both preventive and reconstructive treatment aligns perfectly with the overarching goal of dental expense insurance to promote overall oral health and minimize the financial burden associated with dental care.