Proof of loss for a health insurance claim must be submitted to the insurer within how many days after the date of loss?

In South Carolina, the law typically requires that proof of loss for a health insurance claim must be submitted to the insurer within 90 days after the date of loss. This timeline is important as it establishes a clear deadline for the policyholder to provide necessary documentation to support their claim. Meeting this requirement helps to ensure that claims are processed efficiently and that the insurer has all the relevant information to evaluate the claim properly.

Submitting proof of loss within this period is crucial because it allows the insurer to keep accurate records and facilitates timely payment of benefits. If the proof of loss is submitted after this timeframe, it may lead to delays in processing or even denial of the claim depending on the insurance policy’s terms. Thus, the 90-day period stands as a critical component in managing health insurance claims effectively.